Kidney transplants are essential procedures for replacing the non-operational kidney of any individual with a healthy and properly functioning kidney from a donor. Kidney transplant cost is on the higher side in India. Many people who need a kidney transplant have to spend all their savings for this critical transplant surgery. Hence, getting health insurance is a must for ensuring seamless financial coverage of the same.
What is Kidney Transplant Surgery?
Kidney transplant surgery, as the name suggests, is all about replacing the non-operational or damaged kidney of an individual with a donor’s (dead/living) healthy and functional kidney. This makes the kidney transplantation achieve the objective of enabling the performance of two kidneys by the transplanted one, avoiding the requirement for any dialysis of the patient in the future as well.
During the kidney transplant procedure, the kidney which is donated, is positioned in the lower abdominal zone of the patient and the veins and arteries are linked with the kidney in question. When the donation happens due to any living individual, it is called living donor transplantation while if any deceased individual’s kidney is positioned in the body of a patient, then it is called the deceased-donor transplantation.
When are Kidney Transplants Necessary?
Before delving into the kidney transplant price in India, here are some of the health ailments which necessitate this procedure in the first place.
- Polycystic kidney diseases
- Final-stage rental diseases
- Nephropathic or juvenile cystinosis
- Goodpasture and Alport syndromes
- Congenital nephrotic syndromes or renal obstructive ailments
- Berger disease and Glomerulonephritis
- Nail patella and Hemolytic uremic syndromes
- Henoch-Schonlein Purpura
- Wegener Granulomatosis
Can Everyone Get a Kidney Transplant in India?
A kidney transplant in India cannot be done for the following categories of individuals:
- Those who are seniors or elderly citizens.
- Those with treated or active cancer ailments.
- Those with severe forms of heart ailments.
- Those who require treatment for drug or alcohol abuse.
- Those with dementia or mental illnesses which are not suitably controlled.
Cost of Kidney Transplant Surgery in India
Your next question would be, “How much does kidney transplant cost in India?” The cost of a kidney transplant surgery in India is usually anything between Rs. 3.1-13.9 lakh as per estimates.
If you are still wondering what is the cost of kidney transplant in India, then you should research according to your state or city. The kidney transplant surgery cost in India depends on factors like the location and city of the hospital, the surgeon’s reputation and credentials and many other factors. The costly nature of this treatment leads to many people having to dip into their savings or hard-earned resources to meet the costs of this treatment.
Importance of Health Insurance for a Kidney Transplant Surgery
The high kidney transplant cost in India often necessitates getting health insurance. The situation can only be prevented with a health insurance plan that offers financial coverage for the treatment and surgery in question. All health insurance policies offer coverage for kidney transplants and for surgeries due to final-stage kidney failures or renal disease, critical illness insurance will provide necessary coverage in this regard.
The health insurance policy will cover costs like treatment, surgery, pre hospitalization testing and diagnosis, hospitalization, ambulance transportation, and post-hospitalization follow-up care. If ICU treatment is required, then those costs will also get coverage under the health insurance policy along with expenditure of the kidney donor in case of organ harvesting.
Waiting Periods for Kidney Transplant Surgery Coverage
Kidney transplant surgery is covered by all health insurance policies after the completion of a specific waiting period. The insurance company only pays for the surgery once this period is completed. In most cases, the waiting period stands at 90 days for getting coverage under critical illness/health insurance policies.
It may also vary across insurance companies. However, for a pre-existing condition, the waiting period will be different. Pre-existing diseases have waiting periods going up to four years. You should check these factors carefully before choosing your health insurance policy.
A kidney transplant surgery is a major operation and takes care of various issues for affected patients. Since it is a costly procedure, health insurance plans are a must for covering the financial costs of the same. Customers should always compare numerous plans before zeroing in on the best one.
What are some illnesses needing kidney transplant surgeries?
Kidney transplants may be required in case of severe conditions like the Alport or nail-patella syndromes or even congenital nephrotic syndromes. Other conditions in this category include polycystic kidney disease, Berger disease, and also Glomerulonephritis. There are many other conditions necessitating kidney transplants as well.
What is meant by the candidate for a kidney transplant?
The candidate for a kidney transplant surgery is one where the doctor has already diagnosed the individual with kidney failure or the final stage renal disease. This indicates that the kidneys are not able to filter the blood in a suitable manner or that the individual is already undergoing dialysis.
Why is kidney transplant surgery needed by patients?
A kidney transplant surgery is needed in case of any kidney failure and is an alternative towards spending an entire life getting dialysis. This may also help in the treatment of chronic ailments of the kidneys or the end-stage renal ailment that a person is suffering from. It helps patients live longer with a better quality of life overall, owing to the absence of frequent dialysis.
Why is the old kidney not removed?
The original kidneys of the patient are not removed in most surgeries. They are only removed when they cause acute issues such as uncontrolled levels of blood pressure and frequent infections of the kidneys as well. They may also require removal when they are significantly enlarged as well.
What are some kidney disorders?
There are many kinds of kidney disorders like end-stage renal diseases, kidney failures, Glomerulonephritis, Lupus Nephritis, Polycystic kidney disease and even cystinosis. The latter happens whenever Cystine, a natural substance, builds up within the body, leading to severe health issues in turn.